Echuca - Moama property market: the official numbers
The official read on Echuca - Moama, VIC: who lives there, what they pay in rent and repayments, and where the jobs are. Echuca - Moama straddles Victoria and NSW. Every figure below is ABS Census 2021 data, linked at the bottom so you can check it yourself.
The straight answer
Echuca - Moama rented at a median $290/wk in 2021 — 23% below the national median. The typical repayment was $1,517 a month against $1,257 in rent — a middling gap, neither bargain nor squeeze.
What the census counted
The typical repayment ran at about 26% of the median household income. These are point-in-time medians from August 2021. Rents and repayments have moved since — repayments especially, after the 2022–24 rate rises — so compare places with them; don't price today with them.
The rent-or-buy gap
At the census, the typical monthly rent worked out to $1,257 against a typical mortgage repayment of $1,517:
How to read the rent-repayment gap
The mortgage figure reflects loans and rates as at August 2021, before the 2022–24 rate rises — today's repayment on a new loan would be higher. The rent figure is what tenants were actually paying, not today's asking rents. The useful signal is the shape: where rent and repayments sit close together, buying has historically competed well with renting here; where repayments tower over rent, the market prices in growth. Run your own numbers with the mortgage vs invest tool or what can I afford?
The owner–renter split
25.0% of Echuca - Moama households rent — that's the tenant pool an investor here would actually be renting into, and it's about the national norm.
Who calls Echuca - Moama home
How to read an age profile
A heavy 25–44 band usually means family housing demand (and pressure on 3–4 bedroom stock); a heavy 65+ band signals downsizer and retiree demand (units, single-level living, proximity to health care). Echuca - Moama's median age of 46 sits above the national median of 38.
What keeps Echuca - Moama employed
16.7% of Echuca - Moama's 10,162 workers are in health care & social assistance. That's the engine under local housing demand — worth knowing how it's running before you buy.
What it costs to buy in VIC
Current sale prices live behind licensed feeds we won't republish. The costs of buying don't — they're public and exact:
- Stamp duty in Victoria — exact duty and first-home-buyer concessions.
- What can I afford? — borrowing power, price range and all-in upfront cash.
- The official VIC price trend — ABS state-level values since 2011, interactive.
Common questions
What is the median rent in Echuca - Moama?
At the 2021 Census the median rent in Echuca - Moama was $290 a week — 23% below the national median ($375/wk). Rents have moved since 2021; check current listings for today's asking rents.
How many people live in Echuca - Moama?
22,568 people at the 2021 Census, with a median age of 46 (national median: 38). Echuca - Moama is one of Victoria's significant urban areas as defined by the ABS.
What do people in Echuca - Moama do for work?
The biggest employing industry is health care & social assistance, followed by construction (ABS Census 2021). The industry mix shapes how resilient local housing demand is.
Who this market suits
Your call
Rent covered roughly 83% of the typical repayment here — a middling shape. Owner-occupiers do fine in markets like this; an investor needs a sharper reason to pick it. Note the age mix too: 26.2% of Echuca - Moama is 65 or over, so demand skews to single-level homes and units, and stock turns over slowly.
Whatever you do, check the things the census can't show: today's asking rents, vacancy and days on market in Echuca - Moama. Then run your own numbers: what can I afford? for borrowing power and upfront cash, and the Victoria stamp duty calculator for the tax bill.
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General information only — not financial or property advice. All figures are ABS Census 2021 ( official QuickStats for Echuca - Moama, CC-BY 4.0), which predates the 2022–24 rate rises; conditions have moved since. Last reviewed 10 July 2026.