Last updated June 2026.
By using plainmoney, you agree to these terms. They're written in plain English and the headings below cover the important points.
Everything on plainmoney is general information only. It is not financial, tax, credit, legal or investment advice, and it does not take into account your personal objectives, financial situation or needs. We are not a licensed financial adviser, and nothing here is a recommendation to buy, sell or hold any product, security or property. Before acting on anything you read here, do your own research and, where appropriate, speak to a licensed professional.
We work hard to source our figures from primary sources and to date them, but we make no warranty that the content is accurate, complete or up to date. Data can be revised, delayed or wrong at the source, and errors can occur. The site is provided "as is", without warranties of any kind.
Our calculators are educational tools that produce estimates based on the inputs you provide and standard formulas and rates. They are not quotes, valuations or guarantees. Actual figures from your lender, the ATO or a state revenue office may differ. Always confirm important numbers with the relevant authority before relying on them.
To the maximum extent permitted by law, we are not liable for any loss or damage arising from your use of, or reliance on, plainmoney or anything in it — including any decisions you make based on the content or the calculators. You use the site at your own discretion and risk.
plainmoney links to external websites, including our data sources. We provide those links for convenience and do not control, endorse or take responsibility for the content, accuracy or practices of any third-party site.
These terms are governed by the laws of Australia, and any matters arising are subject to the jurisdiction of the Australian courts.
We may update these terms from time to time. If we do, we'll change the "last updated" date above and post the revised terms here.