Mudgee property market: the official numbers
The official read on Mudgee, NSW: who lives there, what they pay in rent and repayments, and where the jobs are. Every figure below is ABS Census 2021 data, linked at the bottom so you can check it yourself.
The straight answer
Mudgee rented at a median $363/wk in 2021 — 3% below the national median. Rent all but covered the typical mortgage repayment ($1,573 against $1,733 a month) — that's a cashflow shape, not a scarcity story.
What the census counted
The typical repayment ran at about 23% of the median household income. One caveat before you compare: everything here is August 2021. Repayments in particular have jumped since the 2022–24 rate rises. Treat these as a ranking tool, not a price tag.
Rent against the repayment
At the census, the typical monthly rent worked out to $1,573 against a typical mortgage repayment of $1,733:
How to read the rent-repayment gap
The mortgage figure reflects loans and rates as at August 2021, before the 2022–24 rate rises — today's repayment on a new loan would be higher. The rent figure is what tenants were actually paying, not today's asking rents. The useful signal is the shape: where rent and repayments sit close together, buying has historically competed well with renting here; where repayments tower over rent, the market prices in growth. Run your own numbers with the mortgage vs invest tool or what can I afford?
How Mudgee houses itself
Renters are 33.6% of Mudgee households. If you're buying to let, that's the depth of your market — a deep pool by national standards.
Who lives here
What the age mix means for housing
A heavy 25–44 band usually means family housing demand (and pressure on 3–4 bedroom stock); a heavy 65+ band signals downsizer and retiree demand (units, single-level living, proximity to health care). Mudgee's median age of 37 sits below the national median of 38.
Where the pay cheques come from
mining employs 17.9% of Mudgee's 5,949 workers (Census 2021). Local housing demand rises and falls with it.
Buying costs in NSW, exactly
We don't republish licensed price feeds, so for today's sale prices check a licensed source. The costs of buying, though, are public and exact:
- Stamp duty in New South Wales — exact duty and first-home-buyer concessions.
- What can I afford? — borrowing power, price range and all-in upfront cash.
- The official NSW price trend — ABS state-level values since 2011, interactive.
Quick answers
What is the median rent in Mudgee?
At the 2021 Census the median rent in Mudgee was $363 a week — 3% below the national median ($375/wk). Rents have moved since 2021; check current listings for today's asking rents.
How many people live in Mudgee?
12,563 people at the 2021 Census, with a median age of 37 (national median: 38). Mudgee is one of New South Wales's significant urban areas as defined by the ABS.
What do people in Mudgee do for work?
The biggest employing industry is mining, followed by health care & social assistance (ABS Census 2021). The industry mix shapes how resilient local housing demand is.
Who this market suits
Your call
On the census shape, Mudgee suits the cashflow buyer: the typical rent ($1,573/mo) sat right up against the typical repayment ($1,733/mo). It's a weaker fit for anyone banking on scarcity to do the work. And be honest about size: 12,563 people is a thin market — fewer sales, fewer buyers when you want out, and longer waits at both ends.
Everything above is August 2021 — before you act, pull current asking rents, vacancy and listing volumes for Mudgee. Then run your own numbers: what can I afford? for borrowing power and upfront cash, and the New South Wales stamp duty calculator for the tax bill.
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General information only — not financial or property advice. All figures are ABS Census 2021 ( official QuickStats for Mudgee, CC-BY 4.0), which predates the 2022–24 rate rises; conditions have moved since. Last reviewed 10 July 2026.