Free. Unbiased. Nothing to sell you.
Straight answers about money.
Property, shares, tax and the big money calls — explained the way a sharp mate would at the pub, not the way a bank explains things it wants to sell you.
Keep it simple.If you need a finance degree to follow it, we’ve stuffed it up. Plain words, real numbers.
Be informed.Every figure sourced and dated — RBA, ABS, ATO, the actual documents. When nobody knows, we say so.
Make decisions.Yours, not ours. Every page ends with where the numbers lean and what to check — so you can make your own call. Fence-sitting helps nobody.
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Pick where your question lives.
CalculatorsBorrowing power the way a lender actually works it out, stamp duty for every state, take-home pay, repayments, compounding — with the maths shown.
PropertyYour city’s real numbers, price growth back to 2011, and the whole road from deposit to keys.
InvestingETFs, franking credits, super and debt recycling — how the machinery works, minus the spruik.
TaxWhat your job actually lets you claim, plus your real after-tax pay for this year and next.
LearnHow rates, shares, the dollar and super work — first principles, no jargon, and a glossary that speaks English.
Popular calculators
The ones people actually reach for.
How much can I borrow?The number a lender would land on — buffer, HECS, card limits, the lot. Not the flattering version your bank’s calculator shows you.
What can I afford?Income + deposit → a realistic price, the all-in cash to get the keys, and the repayment.
Stamp dutyEvery state and territory, first-home concessions built in.
Income tax & take-home payYour real after-tax pay for 2025-26 — and next year’s.
Mortgage repaymentsRepayments, total interest, and what extra repayments actually save you.
Compound interestSmall, regular investing, given time. The working shown, year by year.
Today’s market brief
Free. Every weekday, ~6:45am AEST. The global overview, brought home to Australia → What moved overnight — Wall St, China, the ASX, the dollar, rates, property, crypto — and what it means for your money. A two-minute read. No hot takes, no price predictions.Why believe a word of this?
We don’t make money off your decisions. No product, no fund, no “recommended broker” waiting at the end of the article. Clearly-marked ads and affiliate links keep the lights on — what we tell you never depends on what you click. Here’s exactly how →
Every figure is sourced and dated — RBA, ABS, ASX, the actual documents — and written in plain English by Jacob Stretton. It’s general information, not personal advice: we’ll give you the numbers and show you where they lean — the decision is yours.