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Queensland (QLD) stamp duty calculator

When you buy property in Queensland you usually pay transfer duty (most people still call it stamp duty) to the Queensland Revenue Office. How much you pay depends on the price or value of the property, whether you'll live in it, and whether you're a first home buyer. This page explains the current Queensland rates in plain English and how the concessions work.

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Estimate only. Government registration and transfer fees are approximate and change regularly — confirm with your state revenue office and lender.

Also called

Transfer duty

First home buyer

$0 to $700k (new: no cap)

Foreign surcharge

8%

Revenue office

Queensland Revenue Office (QRO)

How stamp duty works in QLD

Transfer duty in Queensland is worked out on the property's dutiable value, which is usually the price you agree to pay or the market value, whichever is higher. The rate is tiered: each slice of the price is charged at a higher rate as the value goes up, so the duty is a fixed base amount for your bracket plus a set rate for every $100 (or part of $100) above that bracket's threshold. The standard scale above is what applies to investors, holiday homes and anyone who doesn't qualify for a concession. If you're buying a home to live in, you'll generally pay less under the home concession (see below), and first home buyers can often pay nothing at all. Duty is normally paid around settlement, and your solicitor or conveyancer usually arranges it. Foreign buyers pay an extra surcharge on top (see the foreign-buyer section). You can check an estimate using the QRO's own transfer duty estimator before you commit.

Queensland transfer duty rates (FY2025-26)

Property valueTransfer duty
Not more than $5,000Nil
More than $5,000 up to $75,000$1.50 for each $100, or part of $100, over $5,000
More than $75,000 up to $540,000$1,050 plus $3.50 for each $100, or part of $100, over $75,000
More than $540,000 up to $1,000,000$17,325 plus $4.50 for each $100, or part of $100, over $540,000
More than $1,000,000$38,025 plus $5.75 for each $100, or part of $100, over $1,000,000

Queensland home concession rates (owner-occupiers)

Property valueTransfer duty
Up to $350,000$1.00 for each $100
$350,001 – $540,000$3,500 + $3.50 for each $100 over $350,000
$540,001 – $1,000,000$10,150 + $4.50 for each $100 over $540,000
More than $1,000,000$30,850 + $5.75 for each $100 over $1,000,000

Queensland has a separate, lower HOME concession scale for owner-occupiers (not just first home buyers). To get it you must move into the property with your belongings and live there day-to-day within 1 year of settlement, and you generally can't sell, transfer or lease all of the property before you move in (limited room-renting is allowed from 10 September 2024). The home concession scale is: up to $350,000 = $1.00 per $100; $350,001-$540,000 = $3,500 + $3.50 per $100 over $350,000; $540,001-$1,000,000 = $10,150 + $4.50 per $100 over $540,000; over $1,000,000 = $30,850 + $5.75 per $100 over $1,000,000. Unlike some states, Queensland has no higher "premium" duty rate for very expensive property and no general off-the-plan duty concession. The home concession applies only to the part of the land used as your home; extra land or non-residential parts are charged at the standard rates.

First home buyer stamp duty in QLD

First home buyers in Queensland get extra help on top of the home concession. For an established (existing) home bought under a contract dated on or after 9 June 2024, eligible first home buyers pay no transfer duty at all up to $700,000. Between $700,001 and $799,999 a partial concession applies on a sliding scale, so you pay some duty but less than usual; from $800,000 the first home concession no longer applies (though the ordinary home concession may still). Separately, from 1 May 2025, if you buy a brand-new home (never lived in) or vacant residential land to build your first home, you get a full concession that reduces the duty to nil with NO price cap. To qualify you must never have owned a home anywhere in Australia or overseas, be at least 18, buy as an individual (not a company or trust), pay market value, and move in within 1 year of settlement and live there day-to-day. The 1-year move-in deadline cannot be extended.

Who qualifies: Must never have held an interest in a residence anywhere in Australia or overseas; at least 18 years old; acquiring as an individual (not a company); must pay market value (for established homes in the $700,001-$799,999 range); and must move in within 1 year of settlement and live there on a daily basis (this deadline cannot be extended). No income test applies. For new homes/vacant land you must not have previously claimed the first home vacant land concession.

Note: The first home buyer DUTY concessions (full exemption on established homes to $700,000 tapering to $800,000, and nil duty on new homes/vacant land with no cap from 1 May 2025) are not time-limited and have no announced expiry as at 20 June 2026. Note separately that the $30,000 First Home Owner GRANT only applies to contracts signed on or before 30 June 2026, reverting to $15,000 from 1 July 2026.

Worked examples

PurchaseOwner-occupierFirst home buyer
$550,000 established home$10,600$0
$700,000 established home$17,350$0
$850,000 established home$24,100$24,100
$1,100,000 established home$36,600$36,600

Owner-occupier figures use Queensland's home concession (you must move in within a year of settlement); investors pay the standard scale in the first table above.

First home owner grant in QLD

The First Home Owner Grant is a one-off cash grant, separate from any duty concession. In Queensland it is $30,000 for eligible contracts signed between 20 November 2023 and 30 June 2026 (inclusive), reverting to $15,000 for contracts signed from 1 July 2026. It applies only to a brand-new home (never previously occupied or sold as a place of residence, or a substantially renovated home) valued at less than $750,000 including land. You must be a natural person aged 18 or over, an Australian citizen or permanent resident, must not have owned an Australian home you lived in since 1 July 2000, and must not have received a first home owner grant before. You must move in within 1 year of completion and live there continuously for at least 6 months. The grant is not means-tested and there is no grant for established homes.

Foreign buyer surcharge in QLD

Additional Foreign Acquirer Duty (AFAD) - a surcharge of 8% (since 1 July 2024) on top of standard transfer duty, applied to the foreign buyer's share of residential land. It applies to foreign individuals, foreign companies and trusts with a foreign trustee/beneficiary interest. A transaction exempt from transfer duty is also exempt from AFAD.

Changes coming in 2026

No changes to transfer (stamp) duty rates, thresholds or the first home buyer duty concessions were found to take effect on 1 July 2026. The first home buyer duty settings introduced on 1 May 2025 (full concession on new homes/vacant land with no cap; full exemption on established homes to $700,000 tapering to $800,000) remain in force with no announced expiry. IMPORTANT (separate from duty): the boosted First Home Owner GRANT of $30,000 applies only to eligible contracts signed on or before 30 June 2026. For contracts signed from 1 July 2026 the grant reverts to $15,000. This is a grant change, not a duty change, but it directly affects first home buyers of new homes and is only 10 days away as at 20 June 2026.

Frequently asked questions

Is stamp duty the same as transfer duty in Queensland?
Yes. Queensland renamed stamp duty to transfer duty, but they're the same thing. Most buyers and agents still say stamp duty. The Queensland Revenue Office (QRO) collects it.
Do I have to live in the home to get the cheaper home concession rate?
Yes. The Queensland home concession is for owner-occupiers. You must move in with your belongings and live there on a daily basis within 1 year of settlement, and generally not sell or lease the whole property before you move in. If you move out or lease it too soon, QRO can reassess and claw back the saving.
As a first home buyer, will I really pay no stamp duty in Queensland?
Often, yes. For an established home up to $700,000 eligible first home buyers pay nil duty, with a partial concession up to $800,000. For a brand-new home or vacant land to build on, the duty is reduced to nil with no price cap (contracts from 1 May 2025). You still need to meet the eligibility and move-in rules.
What's the difference between the first home concession and the First Home Owner Grant?
They're two separate things. The first home concession reduces or removes the transfer (stamp) duty you'd otherwise pay. The First Home Owner Grant is a separate $30,000 cash payment (reverting to $15,000 for contracts from 1 July 2026) for buying or building a new home under $750,000. You may be able to get both, but the grant doesn't apply to established homes.
What happens to the First Home Owner Grant after 30 June 2026?
The boosted $30,000 grant only applies to eligible contracts signed on or before 30 June 2026. For contracts signed from 1 July 2026 it drops back to $15,000. The new-home value cap of under $750,000 and the eligibility rules stay the same. This does not affect the stamp duty concessions, which are unchanged.
Do foreign buyers pay extra stamp duty in Queensland?
Yes. Foreign individuals, companies and certain trusts pay Additional Foreign Acquirer Duty (AFAD) of 8% on residential land, on top of the normal transfer duty. This has applied since 1 July 2024 (it was 7% before that). If a transaction is exempt from transfer duty, it's also exempt from AFAD.
Does Queensland have a higher duty rate for expensive properties?
No. Unlike New South Wales and Victoria, Queensland does not have a premium top-up rate for high-value homes. The top bracket of $38,025 plus $5.75 per $100 over $1,000,000 applies to everything above $1 million.

General information only — an estimate, not financial, tax, credit or legal advice. Figures current as at FY2025-26, reviewed June 2026. Always confirm your exact figure with Queensland Revenue Office (QRO) before you sign or budget.

Sources: Transfer duty rates - Queensland Revenue Office; Transfer duty home concession rates - Queensland Revenue Office; First home concession - Queensland Revenue Office; First home (new home) concession - Queensland Revenue Office; Additional foreign acquirer duty (AFAD) - Queensland Revenue Office; First home owner grant - Queensland Revenue Office; Eligibility for first home owner grant - Queensland Revenue Office. Accessed June 2026.

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